We recommend meeting with your financial coach at least once every 3 months for regular check-ins. However, when you're first getting started or working through a specific financial challenge, more frequent meetings (monthly or even bi-weekly) can be beneficial. Your coach will help determine the right frequency based on your individual needs.

For your first session, it's helpful to bring:

• Recent pay stubs or income information
• A list of your monthly expenses
• Details about any debts (balances, interest rates, minimum payments)
• Current savings and investment account statements
• Your most recent credit report (if available)
• Any financial goals you're currently working toward

Don't worry if you don't have all of these items - your coach can help you gather what you need.

Absolutely not! Financial coaching is valuable for everyone, regardless of their current financial situation. While we certainly help people who are struggling with debt or other money challenges, we also work with clients who:

• Want to optimize their already-good financial situation
• Are preparing for major life changes (marriage, home purchase, retirement)
• Need help creating or sticking to an investment strategy
• Want accountability for their financial goals
• Seek professional guidance on complex financial decisions